Payment Options Policy

Effective Date: 2025-10-31

1. Introduction

Zagami Enterprises LLC (“we,” “us,” or “our”), operating as Hobbyist Depot, is committed to providing secure and convenient payment options for our customers. This Payment Options Policy explains accepted payment methods, how payments are processed, and how refunds are handled for purchases made on hobbyistdepot.com.

2. Accepted Payment Methods

Credit/Debit Cards: Visa, MasterCard, American Express, Discover
PayPal: Checkout using a linked PayPal account
Bank Transfers/ACH: Available for select orders upon request
Digital Wallets: Apple Pay or Google Pay when supported

3. Currency

All payments are processed in United States Dollars (USD). If your card or account uses a different currency, your bank may apply conversion fees.

4. Payment Processing

Payments are authorized and charged at checkout.
Orders will not ship until payment is successfully processed.
We reserve the right to cancel any order that fails payment verification.

5. Payment Security

Transactions are protected with SSL encryption.
All processors comply with PCI DSS (Payment Card Industry Data Security Standards).
We do not store full credit card numbers on our servers.
Fraud prevention measures are used to ensure secure transactions.

6. Order Verification

We may require additional information to verify identity or payment source before shipping an order. Orders suspected of fraudulent activity may be delayed or canceled.

7. Refunds

Refunds are processed according to our Return and Refund Policy. Once approved, refunds are issued to the original payment method within 7–14 business days. Your bank or payment provider may take additional time to release funds.

8. Taxes

Applicable sales tax is calculated based on your shipping address and state laws. Customers with tax exemption must provide a valid exemption certificate at the time of purchase.

9. Chargebacks

Please contact us before filing a chargeback; most issues can be resolved quickly.
Unwarranted or fraudulent chargebacks may result in account restrictions.

10. Compliance

All payment and data handling practices comply with federal and New Hampshire state laws on electronic commerce and consumer protection.

11. Customer Support

For assistance with payment or billing issues, please contact:

Zagami Enterprises LLC
Website: hobbyistdepot.com
Email: support@hobbyistdepot.com
Phone: 603-202-5827
Address: 16 Tyler Dr, Monroe, NH 03771
State of Incorporation: New Hampshire
Country: USA

12. Policy Updates

We may update this Payment Options Policy periodically to reflect new payment methods, processors, or legal requirements. The updated version will be posted on this page with a revised effective date.

13. Legal Entity

All transactions on this Website are processed by Zagami Enterprises LLC, incorporated in the State of New Hampshire, USA.